This publication is for your information only and is not intended as an offer, or a solicitation of an offer, to buy or sell any investment or other specific product. All information and opinions as well as any prices indicated are currently only as of the date of this report, and are subject to change without notice. Some of the information contained here is from outside sources. While we believed the data from these sources is reliable, no attempt has been made to verify the accuracy of that data. Past performance of an investment is no guarantee for its future performance. All investments risk loss of capital and there is no guarantee that an investment will achieve its investment objective.

This recording contains certain forward-looking statements that reflect the participants’ current views with respect to certain current and future events. These forward-looking statements are, and will be, subject to many risks, uncertainties and factors relating to SCS Financial’s operations and business environment, which may cause future events to be materially different from these forward-looking statements or anything implied therein. Forward-looking statements that reference past trends or activities should not be taken as a representation that such trends or activities will necessarily continue in the future. Any forward-looking statements in this transcript are based upon information available to the participants on the date of this recording. Neither SCS Financial nor the participants undertakes to publicly update or revise any forward-looking statements contained in this recording even if experience or future changes make it clear that any statements expressed or implied therein will not be realized.